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PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.
By using this site, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use the site.

This World Wide Web site is owned and operated by RatchetSoft, LLC. This page contains proprietary rights notices and terms of use of this site. By using this site, you accept these terms of use. If you do not agree to these terms of use, please do not use the site. 

Copyright Notice
© Copyright 2017 RatchetSoft, LLC. All rights reserved.

Proprietary Rights 
All materials on this site are the property of RatchetSoft or others, unless otherwise specified. Without RatchetSoft’s prior written permission, you may not copy, modify, display or prepare derivative works based upon the materials on this site, except that you may download one copy on one computer for your personal, non-commercial use only, provided you do not delete or change any copyright, trademark and other proprietary notices. Note that any product or service referenced on this site may be subject to other proprietary rights reserved by RatchetSoft and are not licensed hereunder. All rights not expressly granted herein are reserved.

Any visitor to the RatchetSoft web site who provides information to RatchetSoft agrees that RatchetSoft has unlimited rights to such information as provided, and that RatchetSoft may use such information in any way RatchetSoft chooses. Such information as provided by the visitor shall be deemed to be non-confidential. RatchetSoft, the RatchetSoft logo is a trademark of RatchetSoft, LLC. All other trade names, trademarks, logos, and service marks on this site are the property of their respective owners.

Applicable Laws 
This web site (excluding linked sites) is controlled by RatchetSoft from its offices within the great state of New York. By accessing this web site, you and RatchetSoft agree that the statutes and laws of the state of New York, without regard to the conflicts of laws principles thereof, will apply to all matters relating to the use of this web site. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. 

Warranty Disclaimer and Limitation on Liability 
ALL OF THE INFORMATION ON THIS SITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT WILL RATCHETSOFT BE LIABLE TO ANY PARTY FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHETHER INCURRED BY YOU OR A THIRD PARTY, WHICH MAY RESULT FROM THE USE OF THIS SITE OR ANY OTHER LINKED SITE, EVEN IF WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSION MAY NOT APPLY TO YOU.

This site may include technical inaccuracies or typographical errors. Information on this site and any products or services to which this site refers may be changed at any time without notice. RatchetSoft makes no representations whatsoever about any other web site which you may access through this one. Such linked sites are not under the control of RatchetSoft, and RatchetSoft is not responsible for the contents of any linked site or any link contained in a linked site or any changes to such sites. Such links are provided only as a convenience, and the inclusion of a link does not imply RatchetSoft’s endorsement of the linked site.